Our area is currently in Phase Four of the NY Forward Reopening Plan. Please contact businesses before you go to confirm hours. To see what is open now click here

COVID-19 Resources

These times of uncertainty are when a sense of community is needed the most. 
We stand by each other now with encouragement, armed with resilience and adaptability.
With preparedness and positivity, we face the future.

Click here to see what's open now. 


Free Signage Downloads 

Local design firm Sidekick Creative has generously provided a series of free signs for Warren County businesses to print and post to help remind their patrons to keep themselves and those around them safe.  

Each sign features text with all three reminders, so businesses can display all three or just one.

Download a print ready .pdf using the links beneath each image. There are two size options for each image: 8.5x11 and 11x17

Click here to download the signs to use at your business!


As New York State continues to reopen in phases, businesses will need to make sure they are compliant with rules, regulations and policies on informing staff of safety measures. The Business Council has created signs that can be downloaded and used at your businesses. Click the links below for more informaiton.

Social Distancing Signs


'Do Not Enter' Sign

New Requirements for Restaurants

On July 16, 2020, Gov. Andrew Cuomo announced that all restaurants and bars statewide will be subject to new requirements that they must only serve alcohol to people who are ordering and eating food and that all service at bar tops must only be for seated patrons who are socially distanced by six feet or separated by physical barriers. Under current law, only establishments that serve food are permitted to serve alcoholic beverages. Click here for more information.In addition the National Restaurant Association released a blueprint for revival document. Click here to view the Blueprint.

Update on Unemployment Insurance

While the extra $600 benefit has not been extended, the amount of time to claim unemployment has been extended. This means if people exhaust their 26 weeks of unemployment, there are extended benefits for additional weeks but at a lower rate of pay without the added $600. 

Click here for an FAQ on Unemployment Insurance.

Mask/ Social Distancing Enforcement

The NYS Department of Health has issued an emergency rule, effective Thursday July 9, 2020 (available here) that addresses the enforcement of several “social distancing” measures.

Perhaps most significant, the rule (Section 66-3.2) imposes an explicit, enforceable requirement on all building owners and operators:


• Business operators and building owners, and those authorized on their behalf shall deny admittance to any person who fails to comply with this section [requiring face-coverings] and shall require or compel such persons’ removal. Provided, however, that this regulation shall be applied in a manner consistent with the federal American with Disabilities Act, New York State or New York City Human Rights Law, and any other applicable provision of law.

The rule does specify that any individual violating any provision of this rule is subject to civil penalty up to $1,000 per violation, while businesses are subject to civil penalties specified in statute, up to $2,000 per day of violation.


Click here for more information.

Interim Guidance for Quarantine Restrictions on Travelers Arriving in New York State Following Out of State Travel

New York State joined with New Jersey and Connecticut in jointly issuing a travel advisory for anyone returning from travel to states that have a significant degree of community-wide spread of COVID-19.

All travelers entering New York who have recently traveled within a state with either:

• a positive test rate higher than 10 per 100,000 residents over a seven-day rolling average; or

• a testing positivity rate of higher than a 10% over a seven-day rolling average, will be required to quarantine for a period of 14 days consistent with the Department of Health (DOH) regulations for quarantine. Data used to construct the metrics that determine the designated states from which individuals must quarantine is detailed in the tables posted publicly by all 50 states. Analysis of the metrics will be conducted weekly to determine if travelers from other states qualify. The designated states with significant community spread will be conspicuously posted on the DOH website and will be updated weekly.

Please check the site frequently as the information will change as often as daily, as rates of COVID-19 transmission increase or decrease.

Click here for more information.

Click here for local information from Warren County on the travel advisory.

Safely Reopening

New York Forward Business Reopening Lookup Tool
This tool will help you determine whether or not your business is eligible to reopen, and the public health and safety standards with which your business must comply.
Click here to access the NY Forward Business Reopening Lookup Tool.

*ATTENTION* It is mandatory for all businesses that are open to affirm the NYS Guidelines. If your business is a hotel or accommodations, you still need to do this even though there is not a category for your business. For now you may choose "dining" when you affirm the guidelines. 

Click here for the NY Forward Business Affirmation form.

Guidelines and links from New York State related to reopening

(Update 7/1) — The Capital Region is now in Phase 4 as expected. Click here for more information.

(Update 6/24) — Phase 4 Guidance is now available. Click here for more information. Gatherings of 50 people or less will be permitted in Phase 4. Indoor religious gatherings at 33% room capacity will be allowed. 

Sports & Recreation Guidelines — NYS has issued Sports & Recreation Guidelines categorizing low to high risk sports. Click here to view the summary guideance.

(Update 6/17) — The Capital Region entered Phase Three on Wednesday, June 17, a few days after the North Country. Click here for more information.

(Update 6/14) — Governor Andrew Cuomo Announces Low-Risk Youth Sports for Regions in Phase Three Can Begin on July 6thGovernor Cuomo Announces Low-Risk Youth Sports for Regions in Phase Three Can Begin on July 6th

(Update 6/4) — Private pools at campgrouns and lodging businesses are now allowed with restrictions in Phase Two. 

Click here for an updated FAQ on NY Forward with answers to the most-asked questions about reopening.

You can track all the regions through the Regional Monitoring Dashboard.

Each region will reopen businesses in phases, with at least two weeks in between each phase. This allows state and local leaders to monitor the effects of the reopening and ensure hospitalization and infection rates are not increasing before moving to the next phase and permitting more economic activity.

The phase-in plan prioritizes businesses considered to have a greater economic impact and inherently low risks of infection for the workers and customers, followed by other businesses considered to have less economic impact, and those that present a higher risk of infection spread.

Additionally, when phasing-in reopenings, regions must not open attractions or businesses that would draw a large number of visitors from outside the local area.

Regions must meet seven metrics to reopen.

Click here to read metrics to guide reopening.

Below is an updated breakdown of industries that can open in each phase:

Phase One
  • Construction
  • Manufacturing
  • Retail - Curbside Pickup
  • Wholesale Trade (Newly Added)
  • Agriculture, Forestry, Fishing and Hunting (Newly Added)
Phase Two
  • Professional Services
  • Retail
  • Administrative Support
  • Real Estate / Rental & Leasing
Phase Three
  • Restaurants / Food Services
  • Personal Care
Phase Four
  • Arts / Entertainment / Recreation
  • Education
Click here to read details on all of the phases.
Click here to see the 10 Regional Councils Map.
Click here to read NYForward: A Guide to Reopening New York & Building Back Better
NEW— The Governor has released Executive Order 202.28. Please find the Executive Order here
 
The Executive Order extended the provisions of previous Executive Orders (scheduled to expire on May 7th) until June 6th, expect for certain specifications. 

Supplies & Resources

Press Release — Warren County Tourism Businesses Form Commission to Plan Economic Recovery

Please review these resources for best practices and cleaning standards in the hospitality industry:

Hand Sanitizer

UPDATED 4/22: The Office of the NYS Comptroller has produced a COVID-19 Financial Survival Toolkit for New Yorkers. Click here to view it.


Loans & Economic Disaster Funding

For NON-PROFITS

Updated 4/12/20: A message from Empire State Development’s Division of Small Business & Technology Development:

In response to the ongoing COVID-19 outbreak and the urgent need for professional assistance and advice for NYS based Small Businesses, we are leveraging the Business Mentor NY system as a method of connecting small businesses in need of help with the growing number of business professionals that are stepping up to volunteer to help in this time of crisis.

From around the state businesspeople are stepping up to act as Mentors that can guide small businesses through this crisis with financial and related advice on acquiring capital and applying for and leveraging various disaster resources including the SBA Economic Injury Disaster Loan program and the SBA Paycheck Protection Program.  This COVID-19 Volunteer Mentor Task Force is comprised of business people from various disciplines, and they have volunteered to try to help you!

Business Mentor NY is the state's first large scale, web-based, hands-on mentoring program geared to help entrepreneurs and established small businesses overcome challenges to grow.  Mentor volunteers act as pro-bono advisors or sounding boards for the small business owners that are looking for guidance. Providing a potential solution to accessing needed information and expertise through a streamlined process, enabled by technology.

It is as simple as visiting the website businessmentor.ny.gov and creating a 10-minute profile by clicking Join Now.

Simply use the search tool to select someone you think could help and start a conversation online.  Once you connect you communicate in whatever way you both choose.

For more information refer to the “Walkthrough for Business Seeking Help with COVID-19” document.

visit:  https://esd.ny.gov/business-mentor-ny-covid-19-assistance or https://businessmentor.ny.gov/learn-more/about for more information on Business Mentor NY.

Also you can visit:  https://esd.ny.gov/small-business-administration-sba-covid-19-loans for other live resources such as our Entrepreneurship Assistance Centers, NY Small Business Development Centers, and Community Development Financial Institutions (CDFI) around the state.

Together we will survive and move forward!

CARES Act

(UPDATE 6/18)
The Small Business Administration has reopened the process to apply for Economic Injury Disaster loans and Advance Program to all eligible small businesses and non-profits impacted by the COVID-19 pandemic.
Click here to apply.
The Small Business Administration and U.S. Department of the Treasury posted a revised, user-friendly Paycheck Protection Program loan forgiveness application implementing the PPP Flexibility Act of 2020.
 
Click here for the EZ Forgiveness Application
 
Click here for the Full Forgiveness Application

EIDL message from SBA’s Office of Disaster Assistance:
  1. Question: My Economic Injury Disaster Loan (EIDL) was approved but the amount was lower than I was expecting, why is it lower?
 
Answer: We had to make a difficult decision to limit loan amounts to ensure the program reaches as many small businesses as possible. SBA may be able to further assist you with funding through our Paycheck Protection Program (PPP), which provides up to 8 weeks of forgivable loan funds to cover payroll, as well as mortgage interest, rent and utility costs. We encourage you to visit sba.gov/paycheckprotection to obtain more information about PPP loans.
 
  1. Question: I read that the EIDL program provides up to $2 million per loan. Will it be possible to increase my loan amount?
Answer: Historically, the maximum amount of EIDL assistance is 2 million dollars. During these unprecedented times and given our current funding levels we do not expect to increase loan amounts for the EIDL program.
 
PPP Interim Final Rule on post-disbursement loan increases for partnerships and seasonal employers:
 
This rule provides guidance for certain borrowers for whom the original PPP loan amount may need to be increased based on subsequent published guidance.
 
https://www.sba.gov/document/policy-guidance--ppp-interim-final-rule-requirements-loan-increases-partnerships-or-seasonal-employers
 

UPDATED 5/13: Click here for the latest Frequently Asked Questions for Lenders and Borrowers for the Paycheck Protection Program from the SBA.

Paycheck Protection Program Forgiveness Calculator

UPDATED 4/29:  The Paycheck Protection Program and Health Care Enhancement Act was signed into law on April 24, 2020. The SBA resumed accepting Paycheck Protection Program applications from participating lenders on Monday, April 27, 2020. 

UPDATED 4/29 The Latest on EIDL from the SBA:

The SBA will resume processing EIDL Loan and Advance applications that are already in the queue on a first-come, first-served basis. They will provide further information on the availability of the EIDL portal to receive new applications (including those from agricultural enterprises) as soon as possible.  Click here for more information.

SBA Debt Relief

As part of our coronavirus debt relief efforts, the SBA will pay 6 months of principal, interest, and any associated fees that borrowers owe for all current 7(a), 504, and Microloans in regular servicing status as well as new 7(a), 504, and Microloans disbursed prior to September 27, 2020. This relief is not available for Paycheck Protection Program loans or Economic Injury Disaster loans. Borrowers do not need to apply for this assistance. It will be automatically provided as follows:

SBA has notified 7(a), 504 and Microloan Lenders that it will pay these borrower loan payments. Lenders have been instructed to refrain from collecting loan payments from borrowers. If a borrower's payment was collected after March 27, 2020, lenders were instructed to inform the borrower that they have the option of having the loan payment returned by the lender or applying the loan payment to further reduce the loan balance after SBA's payment.

Borrowers should contact their lender if they have any questions regarding this payment relief.

UPDATED 4/20: Intuit Quickbooks users can apply for a Paycheck Protection Program loan, though the $349 billion limite has been reached, these applications will be submitted if and when they are able.  Read on below:

"At this time, the Small Business Administration has stopped accepting applications for Paycheck Protection Program loans because the processed loan volume has reached the $349 billion level currently authorized by the CARES Act. We are actively monitoring the situation, and hope more funding will become available. We recommend that you complete your application now with QuickBooks Capital. If and when we are able, we will submit your application to the Small Business Administration. Given the large demand for any such additional funds and our funding capacity, not every qualified Paycheck Protection Program applicant will receive a loan." Click here for more information.

UPDATED 4/15: PayPal has been approved to provide access to Paycheck Protection Program loan. Click here to read more.

UPDATED 4/8: The U.S. Treasury Department has issued a new FAQ on the Paycheck Protection Program Loans. This includes questions related to seasonal businesses. 

UPDATED 4/3: On April 2, 2020 the SBA issued an interim final rule regarding the Paycheck Protection Program (PPP) that contains material changes and additional guidance that borrowers must be aware of in order to properly apply for the PPP. Consistent with this rule, the SBA also released the final application for the PPP. 

Click here for U.S. Rep Elise Stefanik's Resource page on the CARES Act.

Click here for a Guide from the U.S. Chamber of Commerce on the CARES Act for small businesses

Click here for the SBA's Guide to Economic Injury Disaster Loans 

Click here for Resources for 1099 Workers during the Coronavirus Pandemic 

Click here for a Small Business Guide & Checklist for Emergency Loans under the CARES Act.

Click here to read a chart with loan options.

Click here for the National Restaurant Association CARES Act Executive Summar for Restaurants.

All non-profits including 501(c)6s now eligible for grants and SBA Disaster Loans

The Business Council has designed a one page breakdown of the Paycheck Protection Program as outlined in the Coronavirus Aid, Relief and Economic Security (CARES) bill.

In addition, click here for Paycheck Protection Program Information Sheet from the U.S. Treasury.

Resource page from New York State Hospitality & Tourism Association

Some helpful articles on the CARES Act and SBA loans:

If you missed the SBA Cares Act information seminar,  you can still view a recording. Click HERE for a link to register. Once you register, you will be emailed a link to a recording.

This information session includes:

• Economic Injury Disaster Loan Program Overview

• Paycheck Protection Program Overview

• Program Eligibility Requirements

• Application Processes

• Picking the Right Program for Your Business


Convention & Visitors Bureau Update:

Click here to read to a blog post from the virtual CVB meeting on March 30.

Click here to read a blog post from the virtual CVB meeting on April 16.

Click here for the Meetings Mean Business coalition updates.


Business & Employee Resources

Email Marketing

Click here to check out the Constant Contact Small Business Survival Support Kit for great tips to get through these challenging times.

Social Media:

Click here for Facebook's page on "managing through and building resilience during the coronavirus (COVID-19) outbreak.

If you lost your job:

13 steps to take if you’ve lost your job due to the coronavirus crisis


Warren County:


From the NYS Department of Taxation & Finance:


From the NYS Department of Labor:


From the NYS Department of Health and NYS Agriculture and Markets:

To help prevent spread of COVID-19, procedures and supplies should be in place to encourage proper hand and respiratory hygiene as well as routine cleaning and disinfection of high-risk locations. This guidance is provided for any food manufacturing facilities, food distribution centers or food retail stores so that owners, operators and other individuals can incorporate these procedures into their facility protocols.

Click here for the NYS Department of Health's main page on COVID-19.

Click here for the Interim Guidance for Cleaning and Disinfection of Food Manufacturing Facilities or Food Retail Stores for COVID-19.

Cleaning Protocols from the NYS Department of Health

  • COVID-19 Approved Cleaning Products
  • General Building Cleaning Guidance
  • Cleaning Guidance for non-healthcare settings.
  • Office spaces/meeting rooms -- Clean and disinfect door handles, hard-surface chair arms, and telephones daily.
  • Lunch/break rooms -- Clean and disinfect lunch tables and chairs regularly (at least once daily).
  • Restrooms -- Establish a regular cleaning schedule for surfaces such as floor mats, doors, countertops, partitions, wall-mounted hardware, toilets. Disinfect at least daily.
  • Counters, displays, vending machines, POS/self-checkout --  Clean and disinfect surfaces multiple times per day.  
  • Cleaning product options:

The Business Council of New York State: