COVID-19 Resources

Urgent! We need your help to measure the economic impact of COVID-19 on our area.

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These times of uncertainty are when a sense of community is needed the most. We need to stand by each other and encourage one another not to give into the grip of fear and anxiety in the face of the unknown.
Together, with preparedness and positivity, we face the future.

We want to help our Members keep the public updated on hours and ways they can continue to patronize local businesses.

Members, please click HERE to fill out a form to send us your updated hours.

Click here for updates from Chamber member businesses.

NY on Pause

Governor Cuomo extended the 'PAUSE' directive to April 15 which includes nonessential businesses to work from home for an additional two weeks. Read the Governor's press release here.

To all of our members, if you are wondering if your business is an essential service, check this link:

Click here for the latest FAQ sheet from Empire State Development on essential businesses. 


Click here for a folder containing important documents including an SBA How to Apply Guide.

Click here for a Guide from the U.S. Chamber of Commerce on the CARES Act for small businesses

Click here for a Small Business Guide & Checklist for Emergency Loans under the CARES Act.

Click here to read a chart with loan options.

Click here for the National Restaurant Association CARES Act Executive Summar for Restaurants.

All non-profits including 501(c)6s now eligible for grants and SBA Disaster Loans

The Business Council has designed a one page breakdown of the Paycheck Protection Program as outlined in the Coronavirus Aid, Relief and Economic Security (CARES) bill.

Resource page from New York State Hospitality & Tourism Association

Some helpful articles on the CARES Act and SBA loans:


Good morning stakeholders, we have another big announcement that is immediately in effect regarding SBA Express Bridge Loans. Details below, but there are 2 major points to be aware of. Only existing SBA Express Lenders may utilize this, and the borrowers must have an existing bank relationship with that lender. Below the notes is a list of SBA Express Lenders in the 34 counties served by our office for your awareness.

 In response to the COVID-19 National Emergency, the SBA Express Bridge Loan (EBL) Pilot Program has been modified and the term extended. The EBL Pilot Program is designed to supplement the Agency’s direct disaster loan capabilities and authorizes SBA Express Lenders to provide expedited SBA-guaranteed bridge loan financing on an emergency basis in amounts up to $25,000 for disaster-related purposes to small businesses located in communities affected by Presidentially-declared disasters while those small businesses apply for and await long-term financing (including through SBA’s direct Economic Injury Disaster Loan Program, if eligible).

The general eligibility requirements for the EBL are as follows: 

SBA Administrator Jovita Carranza has approved a statewide disaster declaration for NY. Eligible small businesses may now apply for SBA Economic Injury Disaster Loans (EIDL) online at Please review the attached fact sheet with important information about the declaration and EIDL requirements. Businesses can take advantage of free assistance offered by SBA’s network of Resource Partners for help with preparing their loan applications. They may visit to find local help. The NYS Small Business Development Center network recommends submitting a request for assistance online at

Below is the link to the recording of an information session on Economic Disaster Loan Programs.

Topic: SBA Economic Disaster Loan Programs Zoom Information Session

Meeting Recording:

If you need assistance with the application, go to to schedule an appointment with a business advisor.

Click here to apply for Disaster Loan Assistance.

Convention & Visitors Bureau Update:

Click here to read to a blog post from the latest virtual CVB meeting on March 30.

Check back for an update on the date/time of the next virtual meeting!

Click here for the Meetings Mean Business coalition updates.

Business & Employee Resources

Constant Contact:

Click here to check out the Constant Contact Small Business Survival Support Kit for great tips to get through these challenging times.

Warren County:

From the NYS Department of Taxation & Finance:

From the NYS Department of Labor:

From the NYS Department of Health and NYS Agriculture and Markets:

To help prevent spread of COVID-19, procedures and supplies should be in place to encourage proper hand and respiratory hygiene as well as routine cleaning and disinfection of high-risk locations. This guidance is provided for any food manufacturing facilities, food distribution centers or food retail stores so that owners, operators and other individuals can incorporate these procedures into their facility protocols.

Click here for the NYS Department of Health's main page on COVID-19.

Click here for the Interim Guidance for Cleaning and Disinfection of Food Manufacturing Facilities or Food Retail Stores for COVID-19.

Cleaning Protocols from the NYS Department of Health

  • Office spaces/meeting rooms -- Clean and disinfect door handles, hard-surface chair arms, and telephones daily.
  • Lunch/break rooms -- Clean and disinfect lunch tables and chairs regularly (at least once daily).
  • Restrooms -- Establish a regular cleaning schedule for surfaces such as floor mats, doors, countertops, partitions, wall-mounted hardware, toilets. Disinfect at least daily.
  • Counters, displays, vending machines, POS/self-checkout --  Clean and disinfect surfaces multiple times per day.  
  • Cleaning product options:

The Business Council of New York State:

Restaurant Employee Relief Fund:

The Restaurant Employee Relief Fund was created to help restaurant industry employees experiencing hardship in the wake of the coronavirus disease (COVID-19) outbreak. Through this Fund, grants will be made to restaurant industry employees who have demonstrated being financially impacted by COVID-19, whether through a decrease in wages or loss of employment. These grants will be made on a first-come first-served basis, subject to availability of funds. 100% of the Fund’s proceeds will go to providing grants to restaurant workers. This Fund is operated by the National Restaurant Association Educational Foundation, whose mission is to attract, empower and advance today’s and tomorrow’s restaurant and foodservice workers. APPLY FOR A $500 GRANT STARTING THURSDAY, APRIL 2.

Click here for more information.

Special note for Property Owners and Commercial Tenants:

With April 1st this Wednesday, we're hearing from both property owners and commercial tenants with questions about rent payments. Thanks to a recommendation from D'Orazio Peterson LLP, we'd like to share the following link with you to the NYS Homes and Community Renewal website where you can see everything Governor Cuomo has announced relative to this issue. Here are a couple of important highlights:

Q: I’m a landlord and my tenants are unable to pay rent due to the virus, so I am unable to make my mortgage payments. What should I do?

Governor Cuomo has ordered a 90-day mortgage relief period for borrowers impacted by the COVID-19 crisis. Eviction proceedings and pending eviction orders are suspended for renters, but rental payments have not been waived. There is no moratorium on a tenant’s obligation to pay rent or an owner’s obligation to provide essential services. 

Q: Do I still have to pay rent during this outbreak?

While there is a temporary moratorium on evictions, there is no stay or moratorium on a tenant’s obligation to pay rent or an owner’s obligation to provide essential services. The Executive order states in part: There shall be no enforcement of either an eviction of any tenant residential or commercial, or a foreclosure of any residential or commercial property for a period of ninety days. 

"At this point, applying for the SBA loans (as noted above) could help with keeping up with rent and receiving a tax benefit. Most of what we are seeing so far on this issue is putting the burden on tenants and landlords to try to work together to find some kind of solution that can get them through this time," said Giovanna D'Orazio.
Reprinted with permission from Saratoga County Chamber. 

Looking Ahead

The situation with J1-Visa student workers continues to evolve. We will provide updates as soon as we have them.

Below are updates from two of our member agencies:
  • InterExchange has paused all placements and job approvals for J1 Visas until further notice. They continue to monitor the situation. If you have any questions please email or call 1-800-621-1202. Click here to access InterExchange COVID-19 Updates page.
  • From CIEE: "Given the uncertainty about what lies ahead for this summer, we believe it is best to focus our attention and resources supporting those applicants who have already committed to CIEE’s Work & Travel USA program. CIEE will not be permitting any new applications for Summer 2020, effective immediately as of March 23, 2020. Any applications in our system as of March 23, 2020 will be allowed to move forward. Additionally, we will continue to make placements until May 1, 2020. All prospective applicants must plan to arrive in the U.S. on May 11, 2020 or later. Click here to access the CIEE COVID-19 Updates page.
We continue to receive inquiries and requests for information from people who are planning to visit the area. We have heard from at least one lodging member that is receiving summer vacation cancellations. If your property has a cancellation, please reach out to us and we will try to help in any way we can.

Watch the video above for a Q&A with U.S. Rep. Elise Stefanik, Sen. Betty Little and Assemblyman Dan Stec.